For seniors or persons with disabilities, ensuring their homes are safe, comfortable, and accessible is crucial for maintaining a high quality of life. However, many old houses are inaccessible to seniors with mobility issues, and these properties often need renovations to improve accessibility.

In Canada, various home renovation grants are available to assist seniors and individuals with disabilities in making necessary home modifications. Many seniors use these grants to improve bathroom accessibility, as the bathroom can be dangerous for individuals with limited mobility.

If you’re looking into home renovation grants for seniors, it’s essential that you learn about all the options available to you in Canada. Use the following guide to get familiar with home renovation grants for seniors in Ontario and beyond.

What Are Home Renovation Grants?

Home renovation grants are financial assistance programs designed to help individuals modify their homes to enhance accessibility, safety, and well-being.

These home renovation grants for seniors may cover a range of modifications, including wheelchair ramps, bathroom renovations, wider doorways, and other improvements that contribute to a more accessible living environment. To receive disability home improvement grants in Canada, you must determine eligibility according to the program’s requirements.

Why Do Seniors Need Home Renovation Grants?

A few home renovation grants for seniors are available in Canada, which is why it is necessary to determine your needs before choosing the one that fits your needs.

Aging in Place

Many seniors prefer to age in place to ensure they can maintain their independence and stay in the comfort of their homes for as long as possible. Grants for seniors with disabilities enable them to make necessary modifications that support aging in place, such as installing grab bars, elevators, or stairlifts. So, these seniors’ home improvement grants are crucial in helping seniors age comfortably in their homes.

Enhanced Safety

As individuals age, the risk of accidents and injuries in the home increases. Home renovation grants allow seniors to implement safety measures like non-slip flooring, improved lighting, and bathroom modifications like accessible showers, reducing the likelihood of falls and enhancing overall safety. Several Ontario home renovation grants for seniors are available, with some grants also offered in other Canadian provinces.

Improved Accessibility

Persons with disabilities often face challenges in navigating their homes. Disability home renovation grants provide the financial means to create a more accessible living space that meets the universal design standard for accessibility, with features like widened doorways, ramps, and accessible kitchen and bathroom fixtures. Properly using these seniors’ home improvement grants will enable you to make essential changes to your home environment.

Types of Home Renovation Disability Grants in Canada

Here are some types of disability home improvement grants in Canada you can access if you meet the eligibility criteria.

On-Reserve Residential Rehabilitation Assistance Program (RRAP)

The Residential Rehabilitation Assistance Program (RRAP) is a Canadian government initiative designed to assist low-income homeowners in repairing and rehabilitating their homes. The program is intended to improve the safety and well-being of residents by addressing housing conditions that pose health and safety risks.

The On-Reserve Residential Rehabilitation Assistance Program (On-Reserve RRAP) specifically focuses on providing financial assistance for necessary repairs to homes on First Nations reserves in Canada.

This initiative welcomes participation from any First Nations community or individual member who wants to renovate for aging in place or address other safety concerns. To be eligible, the combined income of the household occupants must meet or fall below the specified limit, determined according to the community’s location.

Home and Vehicle Modification Program

The Home and Vehicle Modification Program is another valuable resource for individuals facing mobility challenges in Ontario. This program offers modifications to homes or vehicles for eligible individuals and families with mobility-limiting disabilities. It aims to help them live safely, engage in their communities, and prevent job loss.

The program prioritizes those with the greatest need, and these aren’t specifically Ontario home renovation grants for seniors. Before being eligible, applicants must explore other funding sources. Those with an annual income exceeding $35,000 may need to contribute to the modification costs. Although people who require disability home improvement grants in Canada can apply for this program, it’s essential to meet the eligibility criteria.

Ontario Renovates Program

The Ontario Renovates Program is an initiative that offers financial aid to low-income seniors and individuals with disabilities, enabling them to undertake crucial repairs and make accessibility modifications that promote self-sufficiency in their living spaces. Seniors in Ontario can access these disability home renovation grants to enhance safety and accessibility, ensuring their homes remain comfortable and suitable for their needs.

These home renovation grants for seniors in Ontario extend their support to various home improvement projects, including bathroom remodeling for seniors, such as adding a walk-in shower, shower chairs, and grab bars. Recognizing the importance of maintaining a safe and comfortable environment, eligible recipients can utilize financial assistance to enhance the accessibility and functionality of their bathrooms.

The scope of eligible expenses can also include funding for accessible home improvements through modifications that improve accessibility and mobility, such as installing ramps, and stairlifts in the house. Utilizing the Ontario Renovates Program can encourage seniors to make necessary home renovations while alleviating some of the financial burdens associated with these projects.

Home Adaptations for Independence (HAFI) Program (British Columbia)

The Home Adaptations for Independence (HAFI) initiative provides financial support of up to $20,000 to assist qualifying low-income seniors and individuals with disabilities in British Columbia in affording necessary home modifications and acquiring essential home medical equipment.

This program serves as a means to facilitate secure and independent living for those facing challenges in performing their daily activities within their current living spaces. This can involve installing wall supported shower seats in the bathroom or stairlifts near the staircase. But while obtaining these disability home renovation grants, it’s important to confirm if the equipment you or your loved one require is considered necessary home modifications to qualify for the financial support.

New Brunswick Seniors’ Home Renovation Tax Credit

In the Maritime provinces, the New Brunswick Seniors’ Home Renovation Tax Credit is designed to support seniors in making necessary home improvements. Those who meet the criteria can declare up to $10,000 in qualified home improvement expenses on their income tax return. The reimbursement for these expenses is determined as 10 percent of the eligible costs claimed. However, it’s important to note that these are not disability home renovation grants fully covered by the institution but rather a tax credit that can be claimed.

When pursuing home improvement projects under the New Brunswick Seniors’ Home Renovation Tax Credit, choosing a contractor should be the first task on your list. A qualified and experienced contractor can ensure that the renovations meet the necessary standards and comply with regulations.

We suggest selecting installers who possess CAPS Certification (Certified Aging in Place Specialist) as these professionals undergo specialized training to become experts, gaining knowledge on how to cater to accessibility needs.

After receiving necessary disability home renovation grants or information about eligibility in terms of tax credits, obtaining multiple quotes and scrutinizing each proposal’s details can help make an informed decision. Choosing the right contractor contributes to the renovation’s success and helps maximize the benefits of the tax credit program.


Home renovation grants for seniors are crucial in supporting seniors and individuals with disabilities in creating safe, accessible, and comfortable living environments. Whether you’re looking for grants for accessibility renovations in Ontario or other provinces, these grants offer financial assistance to those looking to modify their homes. But please keep in mind that program requirements and details can change, so it’s important to refer to the program’s website or contact a representative from their team to confirm your eligibility.

By understanding the available grants for seniors with disabilities, assessing specific needs, and following proper procedures, you can effectively utilize home renovation grants to enhance your home and improve the overall quality of your or your loved one’s life.